Marine Cargo Insurance

PLEASE NOTE: THIS IS A PREMIUM INSURANCE COVER. PLEASE CALL US ON 01375 800800 FOR ADDITIONAL INFORMATION

Approved General Merchandise Approved General Merchandise is defined as follows: Goods not particularly susceptible to breakage, theft, leakage and shortage or water damage.

EXCLUDED GOODS:

The following are not regarded as ‘Approved General Merchandise’ unless prior reference to us and rates and conditions agreed:-

1. Goods commonly categorised as “Specie” and highly susceptible to theft

  • Money (including securities for money negotiable instruments cash credit debit &/or change cards, Unused postage stamps savings stamps Consumer redemption vouchers stamps or cards Lottery tickets &/or scratch cards)
  • Bullion, precious metals &/or stones &/or articles made of or containing precious metals &/or stones
  • Paintings, statues & works of art
  • and property of a similar nature to any of the above

2. Other goods presenting a high risk of theft

  • Mobile phones, Lap-top, Tablet & desktop computers, video game hardware or software, digital cameras &/or other portable electronics, domestic or commercial Audio/video equipment such as television screens
  • Microchips, microprocessors, central processing units, system boards, memory boards, memory, sound &/or video cards &/or hi-tech components of a similar nature designed to be used in, or In connection with computers &/or other electrical devices
  • Processed tobacco &/or tobacco products
  • Bottled spirits Bottled perfumery Skins, furs & the like
  • Non-ferrous metals in sheets, bar, tube, Ingot, coil, scrap or similar form • Watches &/or jewellery, other than costume jewellery

3. Goods requiring specialist methods of carriage

  • Drugs, Pharmaceuticals & Medicines
  • Perishable goods &/or merchandise
  • Livestock

4. Goods particularly susceptible to breakage & water damage

  • Aircraft
  • Arms, ammunition
  • Boats & sailing craft
  • Bulk shipments (any commodity)
  • Caravans
  • Glassware, sheet glass, plate glass, marble, pottery & the like
  • Household goods & personal effects
  • Motor vehicles of any description
  • Steel bars, plates, sheets, angles, reinforcing bars & or similar Items including hot & cold rolled steels
  • Timber &/or plywood
  • Wool in bales